Term Life Champions

TLC collage

The Opportunity

  • The most commonly cited reason for not purchasing more insurance is cost (63 percent cited "too expensive"). A LIMRA study found that consumers overestimate the cost of life insurance by nearly three-fold.*
  • More than three quarters believe they would benefit from the close guidance of financial-services professionals.*
  • One third of Americans believe they would feel the financial impact from the loss of a primary wage earner within a month of the wage earner's passing.*
  • The most important reason consumers cite for shopping for life insurance is either to replace their income (42 percent) or to pay for burial and other final expenses.*

Let's Get Started
(A Quick-Start Guide)

Term Life Champions
Here is the new TLC process:

  • Offer your client the ability to make out a 1-page life insurance needs analysis. It is FREE and allows the client to determine how much life insurance the client needs (optional but recommended)
  • Ask the client for a monthly premium commitment, an amount that is comfortable, realistic and affordable
  • Complete a VERY short, VERY-few-question online form and send to the insurance carrier
  • The insurance carrier's representative will call your client and complete all the paperwork and arrange any paramedical exams required. The policies generally issue in two weeks
    or less
    and are sent to you for delivery
  • You get your full commissions

If you are interested in taking the next step, please register for a Term Life Champions account to gain access to the rest of this website.

*Source: 2014 U.S. Life Ownership Study, LIMRA

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For Agent Use Only – Not approved for use with the general public. Information deemed accurate, but not guaranteed.